Protection can be a core component of a comprehensive wealth management plan. It’s about preserving what you’ve worked hard to build and safeguarding your family’s financial future. With a thoughtful strategy in place, you can prepare for life’s inevitable challenges and unforeseen events. Evaluating your insurance needs is a crucial step toward achieving that peace of mind. 

Common Concerns 

You may be wondering: 

  • If I were to lose my income, could my family maintain our current lifestyle? 
  • Do my existing insurance plans accurately reflect my current needs? 
  • What would the need for long-term care do to my portfolio? 
  • How can I make sure my life insurance policies are set up in the most-tax-efficient manner? 
  • Do I have the proper insurance for my home, automobiles, collectibles, etc.? 

How Our Team Can Help

Your advisory team works with insurance professionals to identify your myriad insurance needs and walk you through the options to best meet them. We work together to make sure your insurance provides you with the proper amount of protection and reflects your specific goals and objectives identified in your wealth management plan. Our goal is to help you work toward a secure financial future; we will: 

  • Identify comprehensive coverage needs across life, disability, long-term care, home, auto, and business insurance. 
  • Evaluate options from well-established carriers to ensure you have access to the best solutions. 
  • Develop a structured income replacement plan that provides financial stability in case of unexpected events. 
  • Conduct life insurance reviews to ensure your coverage aligns with your goals. 
  • Implement strategies for business continuity, including buy/sell and key person insurance evaluations. 
  • Participate in regular policy reviews to keep your coverage aligned with life changes and market conditions. 

The Bottom Line 

Evaluating and addressing your insurance needs is about more than just checking a box. It’s about ensuring that you and your loved ones are protected from life’s uncertainties. With the guidance of your advisory team and access to a broad network of insurance professionals, you can move forward with confidence, knowing your wealth management plan is comprehensive, personalized, and secure. 

*This content is for informational purposes only and developed from sources believed to be providing accurate information. We make no representations as to its accuracy or completeness. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. This should not be considered a solicitation for advisory services or the purchase or sale of any security.